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Local Info: Abington and Cheltenham Townships, Rydal, Elkins Park and Lower Moreland Pennsylvania home buying, real estate listings, and homes for sale in Montgomery County, PA

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Take a Look at Northern Philadelphia Suburbs... Abington and Cheltenham Townships

Both Abington and Cheltenham Townships are located directly north of Philadelphia. It offers easy access into Philadelphia by roadway, train, or bus.

Abington Township is primarily a residential area continuing to move forward. It has a wide variety of exceptional single family homes, condos, and apartments. There are many recreation programs, parks, and nature areas. It is a Blue Ribbon Award winning school district.

Population: 56,322
Size: 15 Square miles.
Township office: 1176 Old York Road; 215-884-5000.
Government: Commissioners.
Tax rate: 21.739
School District: 970 Highland Avenue; 215-215-884-4700.
Free Library: 1030 Old York Road, Abington.
Shopping: Willow Grove Park Mall and local.

Cheltenham Township is a mostly developed community, convenient to Philadelphia. It is an area where the citizens are proud of their community and its appearance. There is plentiful recreation and some historical sites.

Population: 34,923
Size: 8.73 square miles.
Township office: 8230 Old York Road; 215-887-1000.
Government: Commissioners.
Tax rate: 25.558
School District: 1000 Ashbourne Road; 215-881-6300.
Free Library: Keswick Avenue and Waverly Road, Glenside.
Shopping: Cheltenham Square Mall and local.

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First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Q	Over what famous building is aircraft forbidden to fly at any time?
A	No aircraft is permitted to fly over the Taj Mahal in India.
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Connie Berg, REALTORŽ, real estate agent and broker for Abington and Cheltenham Townships, Rydal, Elkins Park and Lower Moreland Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Connie Berg
Prudential Fox and Roach Realtors
680 Old York Road, Suite 200
Jenkintown, PA 19046
Voice: 215-517-1845
Office: 215-887-0400
Direct: 215-517-6397
Fax: 215-886-6115
Email: connieberg@NUMBER1EXPERT.com
It is my sincerest desire to provide all my clients with the highest quality of service available. I serve my clients' needs to the fullest by utilizing the finest ideas, techniques and tools possible. I constantly strive to serve my clients' best interests nowţand into the future.

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